38762 ZIP Code — Mound Bayou, MS

Bolivar County, Mississippi

ZIP code 38762 is located in Mound Bayou, Mississippi, within Bolivar County. It covers approximately 65.90 square miles and serves a population of 2,198 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38762

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $80,000. Renters make up the majority at 56%, typical of denser urban areas.

Median household income is $32,864. Poverty affects 48% of residents, above the national average. SNAP benefit usage at 40% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of obesity (50%), diabetes (22%), smoking (24%) compared to national benchmarks.

Overall, ZIP code 38762 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,198

population

65.90

sq mi land

Standard

ZIP type

Central (CT)

timezone

38762 ZIP code map

Cities in ZIP code 38762

Below are the cities the US Postal Service accepts for ZIP code 38762. Using any city not on this list may result in mail delivery delays.

City	Status
Mound Bayou	Acceptable
Mound Bayou	Preferred

Nearby ZIP codes

38774 Shelby (5.5 mi) 38759 Merigold (7.5 mi) 38732 Cleveland (9.2 mi) 38733 Cleveland (10.5 mi) 38746 Gunnison (10.8 mi) 38740 Duncan (12.1 mi) 38737 Drew (12.2 mi) 38769 Rosedale (12.4 mi) 38720 Alligator (15.3 mi) 38730 Boyle (15.7 mi) 38726 Beulah (16.2 mi) 38771 Ruleville (17.1 mi)

Demographics updated 05/2026

Population
Total population	2,198
Population density	33 / sq mi
State FIPS	28
County FIPS	011

Geography
Land area	65.90 sq mi
Water area	0.22 sq mi
Latitude	33.8944
Longitude	-90.7643
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.9%	64.0%	52.9%
$50k – $100k	17.8%	23.1%	28.4%
$100k – $200k	7.0%	10.4%	15.3%
Over $200k	0.3%	2.5%	3.4%

Demographics & statistics

2,198

Population

People per sq mi

40.1

Median age

$32,864

Median household income

$16,679

Per capita income

$80,000

Median home value

$653

Median monthly rent

43.8%

Home ownership

47.7%

Poverty rate

4.0%

Unemployment

540

Housing units

23.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

111

10–14

130

15–19

20–24

122

25–34

144

137

35–44

160

45–54

113

55–59

104

60–64

104

65–74

121

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	606	27.6%
18 and over	1,592	72.4%
65 and over	320	14.6%
Median age	40.1 years

Race & ethnicity

Black or African American 99.2%

Two or more races 0.5%

Hispanic or Latino 0.3%

Group	Count	%
Black or African American	2,186	99.2%
Two or more races	12	0.5%
Hispanic or Latino	6	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.9%	64.0%	52.9%
$50k – $100k	17.8%	23.1%	28.4%
$100k – $200k	7.0%	10.4%	15.3%
Over $200k	0.3%	2.5%	3.4%

Under $10k 13.4%

$10k–$15k 5.9%

$15k–$25k 22.0%

$25k–$35k 14.2%

$35k–$50k 14.3%

$50k–$75k 13.0%

$75k–$100k 5.9%

$100k–$150k 9.8%

$150k–$200k 0.8%

$200k+ 0.5%

Range	% of households
Under $10k	13.4%
$10k–$15k	5.9%
$15k–$25k	22.0%
$25k–$35k	14.2%
$35k–$50k	14.3%
$50k–$75k	13.0%
$75k–$100k	5.9%
$100k–$150k	9.8%
$150k–$200k	0.8%
$200k+	0.5%
Median income	$32,864

Housing

Home values

Under $50k 16.2%

$50k–$100k 44.3%

$100k–$150k 15.9%

$150k–$200k 19.2%

$200k–$300k 3.8%

$300k–$500k 0.5%

Housing overview

Metric	Value
Median home value	$80,000
Median rent / month	$653
Owner occupied	43.8%
Renter occupied	56.2%
Vacant	16.8%
Single-family detached	75.7%
Large apartment buildings	1.3%
Mobile homes	7.3%
Median rooms	6.0
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	6.4%
1990–1999	7.3%
1980–1989	24.5%
1970–1979	37.6%
1960–1969	9.7%
1950–1959	12.6%
1940–1949	0.3%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	5.5%
2 bedrooms	16.4%
3 bedrooms	55.7%
4 bedrooms	17.5%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	11.3%
1 vehicle	37.9%
2 vehicles	35.3%
3 or more	15.5%

Heating fuel

Fuel type	%
Utility gas	61.6%
Electricity	32.9%
Propane / LP gas	5.5%

Households & families

Household type	Count	%
Married-couple family	226	26.8%
Cohabiting couple	73	8.6%
Male householder, no spouse	157	18.6%
Female householder, no spouse	388	46.0%
Households with children under 18	278	32.9%
Households with seniors (65+)	272	32.2%
Average household size	2.60

Marital status

Status	Male	Female
Never married	48.8%	45.0%
Married	28.7%	22.7%
Separated	3.3%	8.1%
Widowed	1.9%	12.5%
Divorced	17.3%	11.7%

Education

Less than 9th grade 4.4%

Some HS, no diploma 4.9%

HS graduate 24.5%

Some college, no degree 25.1%

Associate's degree 18.0%

Bachelor's degree 14.3%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	90.7%
Bachelor's or higher	23.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	63	7.9%
Kindergarten	47	5.9%
Elementary school	333	41.6%
High school	137	17.1%
College / grad school	220	27.5%

Employment

Industry of employment

Education & healthcare 37.0%

Arts, food & hospitality 19.7%

Retail trade 15.5%

Manufacturing 11.5%

Construction 5.5%

Public administration 3.7%

Transportation & utilities 2.8%

Other services 2.7%

Information 0.6%

Professional & management 0.6%

Finance & real estate 0.4%

Occupation

Category	%
Management, business & arts	32.9%
Service	19.4%
Sales & office	25.0%
Natural resources & construction	8.6%
Production & transportation	14.0%

Employment type

Type	%
Private sector	69.6%
Government	30.4%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.2%
Carpool	7.9%
Public transit	0.0%
Walk	0.3%
Work from home	0.6%
Other means	0.0%
Avg commute (minutes)	18.8

Poverty

All people 47.7%

Under 18 years 78.2%

18 and over 36.8%

Married-couple families 19.0%

Female-led households 64.3%

Income support

Source	% of households
Social Security	38.6%
Retirement income	23.2%
Supplemental Security	23.3%
Cash public assistance	0.4%
Food stamps / SNAP	39.8%

Health indicators

Condition	%
Obesity	49.5%
High blood pressure	56.4%
High cholesterol	35.9%
Diabetes	22.0%
Heart disease	8.8%
Stroke	7.2%
Asthma	13.0%
Arthritis	35.1%
Kidney disease	5.2%
Pulmonary disease	9.9%
Cancer	5.3%

Behavior / access	%
Smoking	24.1%
Binge drinking	9.2%
No physical activity	41.3%
Less than 7 hrs sleep	41.7%
Depression	19.5%
Fair or poor health	33.3%
Poor mental health	17.3%
Poor physical health	16.0%
No health insurance	24.6%
Visited doctor (checkup)	84.2%
Visited dentist	43.6%
Cholesterol screening	89.3%
Teeth loss	31.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	102	6.4%

Disability	%
Any disability	15.6%
Under 18	2.6%
18–64 years	16.5%
65 and over	36.3%

Health insurance coverage

Type	%
Private insurance	33.1%
Public insurance	63.6%
No insurance	9.6%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,073	94.3%
Spanish	9	0.4%
Other Indo-European	9	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,198	100.0%
Born in same state	2,198	100.0%
Born in different state	1,927	87.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	54	2.5%

Technology access

Metric	% of households
Computer access	38.4%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38762

What city is ZIP code 38762 in?

ZIP code 38762 is primarily assigned to Mound Bayou, Mississippi.

What county is ZIP code 38762 in?

ZIP code 38762 falls within Bolivar County, Mississippi.

What is the poverty rate in ZIP code 38762?

48% of residents in ZIP code 38762 live below the poverty line, above the national average.

Is ZIP code 38762 mostly rentals?

56% of occupied units in ZIP code 38762 are renter-occupied.

What are the health statistics for ZIP code 38762?

Health data for ZIP code 38762 shows elevated rates of obesity (50%) and diabetes (22%) and smoking (24%) compared to national benchmarks.

Does ZIP code 38762 have a large retiree population?

39% of households in ZIP code 38762 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 38762 in?

ZIP code 38762 observes the CST timezone.